# Card Surcharges – What You Need to Know

Source: https://www.commerceballarat.com.au/card-surcharges-what-you-need-to-know/

[Back to News](https://www.commerceballarat.com.au/news)

Featured News

- 28 September 2026

## Share this event

Recent News

## [Business Naturally Workshop](https://www.commerceballarat.com.au/business-naturally-workshop/)

- September 28, 2026

## [Changes to Award Transport Payments](https://www.commerceballarat.com.au/changes-to-award-transport-payments/)

- September 28, 2026

Member of the week

## Ballarat Neighbourhood Centre Inc.

CONNECT | LEARN | PARTICIPATE

Ballarat Neighbourhood Centre delivers a range of programs and services to improve the outcomes of people in our community by:

Delivering skills and training to those experiencing socio-economic disadvantage

Working with learners and partners to build pathways to further education and employment

Working together to activate community and increase social connection

Committed to building the capacity and strengthening the Ballarat community through community engagement, adult education, training for business and improving people’s abilities to be successful.

[View Member](https://www.commerceballarat.com.au/member-directory/ballarat-neighbourhood-centre-inc/)

From 1 October 2026, the Visa, Mastercard, American Express and eftpos card networks will introduce ‘no surcharge’ rules for businesses that accept payments made using prepaid, debit and credit cards from each network. If your business currently charges customers a surcharge for these payment types, this change means your business will no longer be able to do this. Information from Mastercard, visa and eftpos is available [here](https://www.cardsurcharge.com.au/?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz--m0bMxQVW1P24_6zibbLiFw88tPMcnZFMv9MhyUIRiQwcWowOeFGJeKZIO2DjHjUOhFiTr). For more information about the removal of card surcharging, you can visit the Reserve Bank of Australia’s [website](https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/2026-03/conclusions-paper/faqs/?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz--m0bMxQVW1P24_6zibbLiFw88tPMcnZFMv9MhyUIRiQwcWowOeFGJeKZIO2DjHjUOhFiTr).

## Share this event

Related News

Featured News

- September 28, 2026

## [Business Naturally Workshop](https://www.commerceballarat.com.au/business-naturally-workshop/)

On behalf of the Bunanyung Landscape Alliance, we would like to invite you to a free, strategic two-hour workshop designed specifically for forward thinking businesses and organisations operating in the […]

[Read More](https://www.commerceballarat.com.au/business-naturally-workshop/)

Featured News

- September 28, 2026

## [Changes to Award Transport Payments](https://www.commerceballarat.com.au/changes-to-award-transport-payments/)

From 1 October, award transport payments will no longer be a distinct class of payment under tax law. These payments will transition back to regular withholding arrangements and no longer […]

[Read More](https://www.commerceballarat.com.au/changes-to-award-transport-payments/)

Our Initiatives

## B31 August Business Festival

## Biznet Breakfasts

![2026 Business Excellence Awards logo](https://www.commerceballarat.com.au/wp-content/uploads/2024/12/BEA-2026-Logo-Dark-Orange-1500x752.png)

## Business Excellence Awards

## Uncover Central Highlands

![Forage and Feast logo with shovel and fork.](https://www.commerceballarat.com.au/wp-content/uploads/2025/09/FandF-Logo-Red.png)

## Forage & Feast

## CH Growers & Producers Hub

## NextGen Collective

[Learn More](https://www.commerceballarat.com.au/initiatives/)
